Flexible financing for your personal needs
Personal Loans
Our personal loans provide the financial flexibility you need for life's expenses, from debt consolidation to home improvements, with competitive rates and terms tailored to your situation.
Take control of your finances with our flexible personal loan options designed to meet your unique needs and goals.
Quick Facts
Personal Loan Features
Our personal loans are designed with flexibility and convenience in mind.
Flexible Loan Amounts
Borrow between $1,000 and $50,000 based on your needs and qualifications.
Competitive Rates
Interest rates starting at 5.99% APR with autopay discount.
Quick Decisions
Get pre-approved in minutes and receive funds as soon as the next business day.
No Collateral Required
Unsecured loans that don't require you to pledge assets as security.
No Prepayment Penalties
Pay off your loan early without additional fees or penalties.
Fixed Monthly Payments
Predictable payments that won't change over the life of your loan.
Our personal loans are designed to provide you with the financial flexibility you need, when you need it. With competitive rates and transparent terms, we make borrowing simple and stress-free.
Personal Loan Rates
Competitive rates designed to fit your financial needs. Rates may vary based on creditworthiness and loan terms.
Payment Calculator
Monthly Payment
$760.44
Total Interest
$2375.67
Total Payment
$27375.67
Current Personal Loan Rates
Rates effective as of 7/3/2025
| Term | Excellent Credit | Good Credit | Fair Credit |
|---|---|---|---|
| 3 Years | 5.99% | 6.99% | 8.99% |
| 4 Years | 6.24% | 7.24% | 9.24% |
| 5 Years | 6.49% | 7.49% | 9.49% |
Note: Rates shown are for illustrative purposes only. Your actual rate will depend on your credit profile, loan amount, term, and other factors. Rates are subject to change without notice.
Eligibility Requirements
To qualify for a personal loan, you'll need to meet the following criteria. Meeting these requirements improves your chances of approval and may help you secure better rates.
- Be at least 18 years old
- Have a valid Social Security number
- Have a regular source of income
- Have a credit score of 660 or higher for the best rates
- Have a debt-to-income ratio below 40%
- Have no recent bankruptcies or major delinquencies
What You'll Need
Identification
Government-issued ID (driver's license, passport, etc.)
Income Verification
Recent pay stubs, tax returns, or bank statements
Credit History
We'll perform a credit check as part of the application process
Don't meet all the requirements? We may still be able to help. Contact our team to discuss your specific situation and explore alternative options.
Personal Loan Process
Our streamlined application process makes getting a personal loan quick and hassle-free.
Apply Online
Complete our simple online application in just minutes.
Get Pre-Approved
Receive a quick decision based on the information you provide.
Verify Information
Submit required documentation to verify your identity and income.
Final Approval
Once verified, receive final approval and loan agreement.
Receive Funds
After signing your agreement, funds are deposited into your account.
Ready to Get Started?
Apply now to get the funds you need for your personal expenses.
Start Your ApplicationFrequently Asked Questions
Find answers to common questions about our personal loans.
Still have questions about our personal loans?
Ready to Take the Next Step?
Start your journey toward financial success with LendingForte today.
No obligations
No impact on credit score
Quick 5-minute application